Housing Finance Agencies (HFAs) are state specific and offer programs to residents to help purchase a home. Conditions and guidelines vary depending on the agency. These programs offer special incentives for first time home buyers:
DCHFA (DC Open Doors)
Florida Housing
MMP (Maryland Mortgage Program)
NCHFA (North Carolina Housing Finance Agency)
VHDA (Virginia Housing Development Authority)
DSHA (Delaware State Housing Authority)